What You Should Know about Life Insurance

Get affordable life insurance today and ensure financial protection for your loved ones.

WHat's its Purpose?

What should you buy?

Income Protection

Protect your kids’ future with affordable life insurance, ensuring their financial safety.

What should you buy?

Inexpensive Term
Life Insurance*

Cover final expenses and burial costs with life insurance, ensuring peace of mind for your family.

Who should buy it?

What should you buy?

Who should buy it?

People with others depending on them

How Much Is Enough?

Ten times your annual salary is a good rule of thumb.

CONSUMER TIP: Buy life insurance exactly like you buy other kinds of insurance — auto, homeowners, health — for protection only.

Wouldn’t you think it was silly if someone tried to sell you auto insurance that included a long-term savings plan? The same is true for life insurance. It pays to buy your insurance separately from your investments.

REMEMBER: Do not combine your savings with your life insurance

Buy Term and Invest the Difference

Never buy life insurance as an investment.

We believe savings should never be bundled with a life insurance policy

Compare what you can get with whole life insurance to term life insurance and a separate investment account.

What the Experts Say

"Term insurance is pure protection, like fire insurance or auto insurance, its sole function is to support your family if you die. You can buy large amounts of coverage for modest amounts of money — and big policies are what your spouse and children need."

JANE BRYANT QUINN, MAKING THE MOST OF YOUR MONEY NOW, 2009"

"In my opinion, there is only one kind of life insurance that makes sense for the vast majority of us: term life insurance."

Suze Orman, The Road to Wealth: A Comprehensive Guide to Your Money, 2009

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Pinzon Finances

(239) 321-2986

FLDFS: W453135 - Insurance

NMLS ID: 2152028 - Mortgages

CRD#: 6486179 - Investments